Refund Policy for E-commerce
An e-commerce refund policy that holds up internationally — EU, UK, AU consumer law plus US state rules in one document.
- EU / UK / AU consumer law handled in one document
- Defective-goods flow separated from discretionary returns
- Operationally clear — your support team can apply it without thinking
E-commerce refund policies fail in predictable ways: they're US-templated and unenforceable for the EU customers that will eventually buy from you; they conflate defective-goods returns with buyer's-remorse returns; or they're so vague that customers and your support team can't apply them consistently. This page generates a refund policy that addresses each of those failure modes — the cross-border consumer-protection rules, the defective-goods carve-out, and the operational clarity your support team needs to apply the policy without thinking.
Disclosures that matter for e-commerce.
Returns window + clock-start
When does the window start? Most policies use "from delivery" which matches EU CRD. State the trigger clearly to avoid disputes.
Statutory withdrawal handling
For EU / UK B2C, the 14-day cooling-off period applies regardless of policy. Permitted exclusions under EU CRD Art. 16 (custom-made, perishables, sealed digital after seal broken).
Australian Consumer Law
For AU buyers, statutory consumer guarantees (acceptable quality, fitness for purpose, matching description) override the policy. Major failures: consumer chooses refund / repair / replacement. Cannot exclude (ACL §64).
Defective vs. discretionary returns
Two separate paths. Defective: statutory remedies, trader bears costs, fast timeline. Discretionary (buyer's remorse): your policy governs, customer typically pays return shipping, longer timeline OK.
Restocking fees
Permitted in the US (no federal rule against). Permitted in EU but unreasonable fees (>25%) can be challenged as defeating statutory withdrawal. UK CCR: no restocking fees for the 14-day withdrawal.
US state-specific
California §1723 requires conspicuous posting. NY GBL §218-a defaults to 30-day refund if no policy posted. State UDAP statutes prohibit deceptive refund practices.
Where e-commerce policies usually go wrong.
US-style policy on international site
A US-templated "30 days, store credit only, restocking fee" policy fails enforceability for EU / UK / AU customers. Either localize per-region or set the floor at the most generous applicable rule.
Single returns flow for all cases
Defective-goods customers should not have to navigate the buyer's-remorse return flow (paying their own shipping, waiting 30 days). Separate flow signals respect and prevents chargebacks.
No clock-start specified
Window starts from order date? Shipment date? Delivery date? Customer receipt confirmation? Without specifying, disputes arise. EU CRD defaults to receipt.
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Questions people ask about a e-commerce refund policy.
Other industries, same refund policy.
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